How much could you borrow mortgage
When you want to borrow money you visit with a lendereither online or in-personand apply for a loan. Your bank or credit union is a good place to start.
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. If youre using the wrong credit or debit card it could be costing you serious money. This calculator provides useful guidance but it should be seen as giving a rule-of-thumb result only. You can also work with specialized lenders such as mortgage brokers and peer-to-peer lending services.
When you apply for a mortgage lenders calculate how much theyll lend based on both your income and your outgoings so the more youre committed to spend each month the less you can borrow. Our affordability and maximum home loan calculators can help you work this out. Working out how much you could borrow is an important part of choosing your new home and home loan.
You need to know how much you comfortably afford to repay given your other expenses and without impacting your lifestyle too much.
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